Home Loans

Buying your first homAre you confused about the sheer number of home loan products available?

You’ve probably come across so much mortgage jargon that you’re overwhelmed – we hear you!

By choosing us as your mortgage broker, we can compare the many different home loan products from our panel of lenders for you.

Selecting the right Home Loan can be confusing. Let us help you select the best home loan solution.

There are a lot of steps to consider and paperwork to be completed. It can be easy to make a mistake or miss something if you don’t have experience in the process. A good mortgage broker knows the entire process inside out and can help you every step of the way.

At Delta Mortgage, we have helped tens of first home buyers like you. We can help you out every step of the way. As an independent broker, we have access to a wide range of lenders and literally hundreds of different products.

The best part is that you don’t need to spend all of that time finding the best loan – we do the legwork for you at no cost out of your pocket.

Here’s how a mortgage broker can help you buy your first home:

  • Basic Home Loan
  • Variable Rate Loan
  • Fixed Rate Loan
  • Split Home Loan
  • Equity Loan
  • Line of Credit
  • Low Doc Loan
  • Bridging Home Loans
  • Home Loan Redraw
  • 100% Offset Account Loan
  • Professional Package Loans

How to find the right home loan

When selecting the type of loan to apply for, you should firstly work out what features you need and which you do not. Are you confused about the number of home loan products available in the market?


When selecting a home loan type, the main things you need to consider are:

  • Do I need to be able to make extra repayments?
  • Do I need to be able to redraw any extra repayments I have made?
  • Do I need easy access to my funds via an offset account?
  • Do I need ATM access to my loan account?
  • Can I prove my income? How banks assess self employed?
  • Would I like the security of knowing exactly what my repayments are each month?
  • Would I like to be protected from interest rate fluctuations?
  • Is my loan large enough to negotiate a professional discount?

But the banks said no ...

Many of our clients come to us with stories of how their bank wouldn’t give them a loan or how another broker failed to live up to their expectations. Our brokers continually deliver results for clients who have been unable to secure a mortgage in the past. You need a solution that is tailored to your unique circumstances. With Delta Mortgage, you’re in safe hands. We know how to make your first home dreams a reality.

Book a free assessment: Let us help you take the first step – In a free, confidential, no-obligation consultation where one of our experienced brokers can talk about your home loan options.